Consumer Credit in India - Research and Markets

Gross consumer lending is set to record another year of double-digit current value growth in 2022, supported by the greater resumption of daily activities and more mobile lifestyles as restrictions have eased, thereby boosting consumer confidence in advancing new loans. Furthermore, the revival in the number of functions and social events in India such as weddings is also contributing to the rise in demand for consumer credit.

The Consumer Credit in India report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Consumer Credit market
Pinpoint growth sectors and identify factors driving change
Understand the competitive environment, the market’s major players and leading brands
Use five-year forecasts to assess how the market is predicted to develop.

CONSUMER CREDIT IN INDIAKEY DATA FINDINGS

2022 DEVELOPMENTS

Resumption of daily activities benefits gross lending in 2022
Card lending attracts consumers due to discounts and offers
Government regulations limits growth of Buy Now Pay Later

PROSPECTS AND OPPORTUNITIES

Card lending provides attractive opportunity to market players
Non-banking financial companies likely to expand presence in consumer credit
Increasing interest rate could limit the growth of non-card lending

CATEGORY DATA

Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027

CONSUMER LENDING IN INDIA

EXECUTIVE SUMMARY

Consumer lending in 2022: The big picture
2022 key trends
Slowdown in gross lending for mortgages/housing as RBI hikes repo rate
Alternative finance providers continue to gain ground at the expense of mainstream lenders
What next for consumer lending?

MARKET DATA

Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES