Consumer Credit in India

In 2024, credit card lending retained its position as the largest category within consumer credit by gross lending value, with total disbursements estimated at around INR 3.5 trillion. Despite a slowdown in new card issuance and a cautious lending approach by banks following the Reserve Bank of India’s increased risk weights on unsecured credit in late 2023, existing cardholders continued to drive substantial transaction volumes.

The Consumer Credit in India report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Credit market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.