Consumer Lending in Germany

  • ID: 2315955
  • Report
  • Region: Germany
  • 10 pages
  • Euromonitor International
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Consumer lending continued its strong development in 2017 and for the third year in a row posted high single-digit growth rates in a rather mature market. From larger loans for an apartment to credit for a new fridge, car or sofa, almost everything was financed by Germans with a loan in 2017. Interest rates of around 2% for consumer loans from banks and rates up to 0% directly at the point of sale have largely encouraged this development and boosted consumers’ willingness to make new purchases.

The Consumer Lending in Germany report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
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CONSUMER LENDING IN GERMANY

List of Contents and Tables
  • Executive Summary
  • Historically Low Interest Rates Continue To Stimulate Consumer Lending
  • Home Lending Grows Fastest As Germans Invest in Refurbishments
  • Digitisation Exerts More Influence on Consumer Lending
  • Card Lending Continues To Benefit From An Increase in Credit Cards
  • Consumer Lending Is Expected To Continue To Grow, But at A Slower Pace
  • Market Data
  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2012-2017
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2012-2017
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2012-2017
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2012-2017
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2017-2022
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2017-2022
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
  • Sources
  • Summary 1 Research Sources
  • Headlines
  • Prospects
  • Consumer Credit Is Set To Continue To Grow Over 2017-2022, Albeit at A Slower Pace
  • Auto Lending, Card Lending and Home Lending Will Continue To Drive Consumer Credit's Growth Over the Forecast Period
  • Threats and Opportunities
  • Competitive Landscape
  • Low Interest Rates Stimulate Consumers To Take Out New Loans But at the Same Time Challenge Credit Institutions
  • Consumer Credit Is Traditionally Dominated by Domestic Banks
  • Education Lending Is Primarily Funded by Kreditanstalt Für Wiederaufbau (kfw)
  • Category Data
  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2012-2017
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2012-2017
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2012-2017
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2012-2017
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2017-2022
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2017-2022
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
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