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Consumer Lending in Australia

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    Report

  • 14 Pages
  • October 2022
  • Region: Australia
  • Euromonitor International
  • ID: 2395111
As the threat of the pandemic continues to wane, Australian consumers are starting to regain their spending confidence. Gross lending has seen an increase across most lending categories, with the largest growth being posted by mortgages/housing. However, gross card lending is experiencing a decline due to increasing consumer preference for Buy Now, Pay Later (BNPL) to purchase items that in the past would have been bought using credit.

The Consumer Lending in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

CONSUMER LENDING IN AUSTRALIA
EXECUTIVE SUMMARY
  • Consumer lending in 2022: The big picture
  • Inflation compounds financial stress
  • Mortgages/housing holds firm
  • Buy Now, Pay Later retains popularity
  • What next for consumer lending?
MARKET DATA
  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
  • Summary 1 Research Sources
CONSUMER CREDIT IN AUSTRALIAKEY DATA FINDINGS
2022 DEVELOPMENTS
  • The pitfalls of Buy Now, Pay Later
  • Changing attitudes towards spending and debt
PROSPECTS AND OPPORTUNITIES
  • Future RBA rate hikes to influence consumer credit
  • Regulation looms for BNPL providers
CATEGORY DATA
  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027