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Consumer Lending in Australia

  • ID: 2395111
  • Report
  • October 2019
  • Region: Australia
  • 10 pages
  • Euromonitor International
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In 2019, the Reserve Bank of Australia made its first back-to-back interest rate cut since the European bank crisis in 2012. The government hopes the cut will help to shrink unemployment and align inflation rates with its target band. Unemployment has been steadily rising in 2019, while GDP growth has fallen to the weakest reading since just after the global financial crisis in 2009.

The Consumer Lending in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Note: Product cover images may vary from those shown
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Consumer Lending in Australia

List of Contents and Tables

Executive Summary
Interest Rates Are Cut Again As the Economy Slows
Banks Adjust Borrowing Criteria To Stimulate Property Lending
Banking Increasingly Heads Online
Greater Data Control for Customers Thanks To Open Banking
the Lending Process Is Being Redefined by Fintech
Market Data
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Sources
Summary 1 Research Sources
Headlines
Prospects
Open Banking Heralds Greater Access To Data for Consumers, While Borrowing Dips Notably
Rising Residential Prices Cause Buyers To Compromise
Calls for Afterpay To Abide by Tighter Regulations
Competitive Landscape
Fintech Players Attract the Modern Consumer
Government Inquiry Could See Crackdown on Extortionate Short-term Lending, While Competition in Home Lending Is Set To Heat Up
Neobanks Could Be the Future
Category Data
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
Note: Product cover images may vary from those shown
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