Consumer Lending in Australia

  • ID: 2395111
  • Report
  • Region: Australia
  • 10 pages
  • Euromonitor International
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The Reserve Bank of Australia continued to keep its cash rate on hold at 1.5% throughout 2018, with little indication that it would be raising or lowering rates in the near future. In Australia, there has been uncertainty around the immediate growth outlook as tightening of financial conditions, a decline in the housing market, a slowdown in labour market conditions, high debt levels and low wage growth have resulted in an uncertain outlook for household consumption.

The publisher's Consumer Lending in Australia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
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CONSUMER LENDING IN AUSTRALIA

Executive Summary
the Reserve Bank of Australia (rba) Continues To Hold Interest Rate
Consumer Debt Remains Concerning
Property Value Set To Continue Declining As Regulations for Mortgage Lending Tightens
New Credit Score System Implemented in 2018
Consumer Lending Is Shifting Online
Market Data
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2013-2018
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2013-2018
Table 3 Consumer Lending: Gross Lending by Category: Value 2013-2018
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2013-2018
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
Source
Summary 1 Research Sources
Headlines
Prospects
Australian Government's Open Banking Plan To Increase Competition
Royal Commission Takes Precedence in Australia
Increased Scrutiny of "buy Now, Pay Later" Scheme
Competitive Landscape
Technology Changes the Competitive Landscape
Retail Banks Must Adapt If They Are To Thrive
Payday Loan Or "rent To Buy" Schemes Cause Concern
Category Data
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2013-2018
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2013-2018
Table 15 Consumer Credit: Gross Lending by Category: Value 2013-2018
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2013-2018
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
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