Consumer Lending in South Africa

  • ID: 2557418
  • Report
  • Region: Africa, South Africa
  • 11 pages
  • Euromonitor International
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2018 saw South Africa’s consumer lending industry record accelerating growth in gross lending and outstanding balance as financially strained consumers increasingly sought to borrow money to fund their lifestyles. With the economy still struggling, easy access to credit is driving many to resort to unsecured personal loans to make ends meet, with predictably dire consequences for the many households that are unable to meet their repayment commitments.

The Consumer Lending in South Africa report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
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CONSUMER LENDING IN SOUTH AFRICA

Executive Summary
Consumer Lending Registers Healthy Growth Despite Concerns Over Non-performing Loans and Stricter Regulation
the National Credit Amendment Bill Set To Shake Up the Entire Consumer Lending Industry
High Levels of Indebtedness Result in Rising Threat From Delinquent Credit
Consumer Lending Still Dominated by the Big Five Banks, Although Non-bank Lenders Are Growing
the Future Remains Uncertain for Consumer Credit, Although Growth Likely
Market Data
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2013-2018
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2013-2018
Table 3 Consumer Lending: Gross Lending by Category: Value 2013-2018
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2013-2018
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
Definitions
Sources
Summary 1 Research Sources
Headlines
Prospects
the Impending Passing of the National Credit Amendment Bill Set To Shake Up the Consumer Lending Industry
Heavily Indebted Consumers Struggling To Repay Their Loans
Competitive Landscape
the Big Five Banks Remain South Africa's Dominant Lenders
Non-bank Lenders Continue To Emerge Strongly
Stokvels Remain A Popular Alternative To Consumer Credit
Category Data
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2013-2018
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2013-2018
Table 15 Consumer Credit: Gross Lending by Category: Value 2013-2018
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2013-2018
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
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