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Payment Card Yearbook - Czechia 2018/2019 - Product Image

Payment Card Yearbook - Czechia 2018/2019

  • ID: 4831670
  • Report
  • January 2019
  • Region: Global, Czech Republic
  • Payments Cards and Mobile
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  • Ceská sporitelna
  • Czech Bank
  • EVO Payments
  • KBC Bank
  • Raiffeisen
  • UniCredit Bank
  • MORE

Payment Organisation

  • SBK Czech Bank Card Association (SBK/BCA).

Domestic Payment Brand

  • No domestic card scheme

Market Structure

  • Continued growth of card use. By end-2017, there were 11.7 million cards with 84.0 card payments per capita.
  • Cards issued are credit cards, debit cards, prepaid cards. 83.5% of cards are debit cards that are increasingly used. According to SBK/BCA, 83.3% of cards were contactless cards at end-2017.
  • The largest Czech banks are owned by European bank groups: ČSOB by KBC (B), Komerční Banka by Société Générale (F), Česká spořitelna by Erste Group (A), and UniCredit Bank (I).
  • The three large banks dominate the market, with Česká spořitelna accounting for 24.2% of cards issued.
  • Reshaped Czech acquirer market: in 2016, acquiring joint ventures were established: REVO (Raiffeisen/EVO Payments), Erste/Global Payments, KB SmartPay (Komerční Banka/Worldline).
  • Emerging Open Banking ecosystem.

Notable Market Trends

  • Rollout: contactless cards, POS terminals, MPOS terminals,
  • HCE NFC payments, banking apps, digital wallet MasterPass.

Statistical Key Figures for 2017 provided in this profile:

  • UPDATED: tables with card business data 2013-2017; growth rates: Y-o-Y, CAGR
  • Population, Cards per Capita, Card Value per Capita
  • Debit Cards, Credit/Delayed Debit Cards, Total Cards
  • Card payments by number and by value, ATV per card, payments per card/year
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita
  • ATM withdrawals by number/by value, ATV per withdrawal, TXs per ATM/month
  • POS payments by number/by value, ATV per POS payment, TXs per POS/month
  • Internet Use, e-payment mix, B2C e-Commerce by value and growth rate
  • Issued Card brands by individual major issuer bank
  • Accepted card brands by individual major acquirer
  • Drill down into the debit card use and credit cards use details
Note: Product cover images may vary from those shown
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  • Czech Bank
  • Erste Group
  • EVO Payments
  • Global Payments
  • KBC Bank
  • Komerční Banka
  • Raiffeisen
  • Société Générale
  • UniCredit Bank
  • Worldline
  • Česká spořitelna
  • ČSOB
Note: Product cover images may vary from those shown