Retail Lending in the United States of America (USA) - Market Summary, Competitive Analysis and Forecast to 2025

Retail Lending in the United States industry profile provides top-line qualitative and quantitative summary information including: market size (value 2016-20, and forecast to 2025). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

This retail lending market profile covers the mortgage and consumer credit market.
The US retail lending market had total balances outstanding of $12,220.5bn in 2020, representing a compound annual growth rate (CAGR) of 1.8% between 2016 and 2020.
The mortgage credit segment was the market's most lucrative in 2020, with total balances outstanding of $10,412.0bn, equivalent to 85.2% of the market's overall value.
The US retail lending market in outstanding balance declined by 5.1%, the first time since the aftermath of the financial crisis of 2008, with a significant decline in new consumer credit, amid the recession caused by the COVID-19 pandemic.

Scope

Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United States
Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United States
Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
Add weight to presentations and pitches by understanding the future growth prospects of the United States retail lending market with five year forecasts

Reasons to Buy

What was the size of the United States retail lending market by value in 2020?
What will be the size of the United States retail lending market in 2025?
What factors are affecting the strength of competition in the United States retail lending market?
How has the market performed over the last five years?
What are the main segments that make up the United States's retail lending market?

Frequently Asked Questions about the Retail Lending in the U.S. of America (USA) Market

What is the estimated value of the Retail Lending in the U.S. of America (USA) Market?

The Retail Lending in the U.S. of America (USA) Market was estimated to be valued at $12220.5 Billion in 2020.

What is the growth rate of the Retail Lending in the U.S. of America (USA) Market?

The growth rate of the Retail Lending in the U.S. of America (USA) Market is 2.0%, with an estimated value of $13546.5 Billion by 2025.

What is the forecasted size of the Retail Lending in the U.S. of America (USA) Market?

The Retail Lending in the U.S. of America (USA) Market is estimated to be worth $13546.5 Billion by 2025.

Who are the key companies in the Retail Lending in the U.S. of America (USA) Market?

Key companies in the Retail Lending in the U.S. of America (USA) Market include Wells Fargo & Company, Quicken Loans Inc., HSBC Bank USA NA, Bank of America Corp, Navy Federal Credit Union and JPMorgan Chase & Co..

Report Attribute	Details
No. of Pages	53
Published	March 2021
Forecast Period	2020 - 2025
Estimated Market Value ( USD ) in 2020	$ 12220.5 Billion
Forecasted Market Value ( USD ) by 2025	$ 13546.5 Billion
Compound Annual Growth Rate	2.0%
Regions Covered	United States

1 Executive Summary

1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive Landscape

2 Market Overview

2.1. Market definition
2.2. Market analysis

3 Market Data

3.1. Market value

4 Market Segmentation

4.1. Category segmentation
4.2. Geography segmentation

5 Market Outlook

5.1. Market value forecast

6 Five Forces Analysis

6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry

7 Competitive Landscape

7.1. Who are the leading players?
7.2. What disruptors/challengers have changed the market in recent years?

8 Company Profiles

8.1. Wells Fargo & Company
8.2. Quicken Loans Inc.
8.3. HSBC Bank USA NA
8.4. Bank of America Corp
8.5. Navy Federal Credit Union
8.6. JPMorgan Chase & Co.

9 Macroeconomic Indicators

9.1. Country data

10 Appendix

10.1. Methodology
10.2. Industry associations
10.3. Related research
10.4. About the Publisher

List of Tables

Table 1: United States retail lending market value: $ billion, 2016-20
Table 2: United States retail lending market category segmentation: $ billion, 2020
Table 3: United States retail lending market geography segmentation: $ billion, 2020
Table 4: United States retail lending market value forecast: $ billion, 2020-25
Table 5: Wells Fargo & Company: key facts
Table 6: Wells Fargo & Company: Annual Financial Ratios
Table 7: Wells Fargo & Company: Key Employees
Table 8: Wells Fargo & Company: Key Employees Continued
Table 9: Wells Fargo & Company: Key Employees Continued
Table 10: Quicken Loans Inc.: key facts
Table 11: Quicken Loans Inc.: Key Employees
Table 12: HSBC Bank USA NA: key facts
Table 13: HSBC Bank USA NA: Key Employees
Table 14: Bank of America Corp: key facts
Table 15: Bank of America Corp: Annual Financial Ratios
Table 16: Bank of America Corp: Key Employees
Table 17: Bank of America Corp: Key Employees Continued
Table 18: Navy Federal Credit Union: key facts
Table 19: Navy Federal Credit Union: Key Employees
Table 20: JPMorgan Chase & Co.: key facts
Table 21: JPMorgan Chase & Co.: Annual Financial Ratios
Table 22: JPMorgan Chase & Co.: Key Employees
Table 23: JPMorgan Chase & Co.: Key Employees Continued
Table 24: United States size of population (million), 2016-20
Table 25: United States GDP (constant 2005 prices, $ billion), 2016-20
Table 26: United States GDP (current prices, $ billion), 2016-20
Table 27: United States inflation, 2016-20
Table 28: United States consumer price index (absolute), 2016-20
Table 29: United States exchange rate, 2016-20

List of Figures

Figure 1: United States retail lending market value: $ billion, 2016-20
Figure 2: United States retail lending market category segmentation: % share, by value, 2020
Figure 3: United States retail lending market geography segmentation: % share, by value, 2020
Figure 4: United States retail lending market value forecast: $ billion, 2020-25
Figure 5: Forces driving competition in the retail lending market in the United States, 2020
Figure 6: Drivers of buyer power in the retail lending market in the United States, 2020
Figure 7: Drivers of supplier power in the retail lending market in the United States, 2020
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United States, 2020
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United States, 2020
Figure 10: Drivers of degree of rivalry in the retail lending market in the United States, 2020

Companies Mentioned

A selection of companies mentioned in this report includes:

Wells Fargo & Company
Quicken Loans Inc.
HSBC Bank USA NA
Bank of America Corp
Navy Federal Credit Union
JPMorgan Chase & Co.

What is the estimated value of the Retail Lending in the U.S. of America (USA) Market?

What is the growth rate of the Retail Lending in the U.S. of America (USA) Market?

What is the forecasted size of the Retail Lending in the U.S. of America (USA) Market?

Who are the key companies in the Retail Lending in the U.S. of America (USA) Market?

Table of Contents

Companies Mentioned

Related Topics

Related Reports

United States of America (USA) Retail Lending Market Summary, Competitive Analysis and Forecast to 2027

Global Home Equity Lending Market 2023-2027

Lending And Payments Global Market Report 2023

US Home Equity Lending Market - Growth, Trends, COVID-19 Impact, and Forecasts (2022 - 2027)

Asset-Based Lending Market by Type, Interest Rate, End-user: Global Opportunity Analysis and Industry Forecast, 2021-2031