Money Manager Budget Planner Market Report 2026

The money manager budget planner market size has grown rapidly in recent years. It will grow from $2 billion in 2025 to $2.27 billion in 2026 at a compound annual growth rate (CAGR) of 13.5%. The growth in the historic period can be attributed to growth in personal digital finance usage, rising smartphone penetration, increasing consumer focus on expense control, expansion of subscription-based software adoption, wider availability of cloud-based financial tools.

The money manager budget planner market size is expected to see rapid growth in the next few years. It will grow to $3.68 billion in 2030 at a compound annual growth rate (CAGR) of 12.8%. The growth in the forecast period can be attributed to growing demand for ai-driven financial insights, increasing adoption of personalized finance dashboards, rising focus on long-term savings planning, expansion of digital-first financial ecosystems, growing integration with banking and payment platforms. Major trends in the forecast period include increasing adoption of integrated budget tracking platforms, rising demand for visual financial analytics, growing preference for mobile-first money management tools, expansion of automated expense categorization, enhanced focus on personal financial awareness.

The growing global transition toward digital finance is expected to drive the expansion of the money manager budget planner market. Digital finance involves integrating financial services with digital technologies, allowing users to access and manage financial activities through electronic platforms. This shift is accelerating due to rising internet penetration and smartphone adoption, which provide individuals - especially in remote or underserved areas - with greater access to financial tools and services. Money manager budget planners facilitate this digital finance trend by centralizing real-time tracking of income, spending, and savings, automating budgeting, and offering mobile access to enable smarter decision-making through visual insights and simplified planning. For example, in January 2024, the European Central Bank reported that contactless card payments in Germany increased by 24.3% to 20.9 billion in the first half of 2023 compared to the same period in 2022, with the total transaction value rising by 25.9% to $545.27 billion. Hence, the rising global adoption of digital finance is propelling growth in the money manager budget planner market.

Leading companies in the money manager budget planner market are developing sophisticated personal financial management platforms that enhance budgeting and decision-making through automation and personalized recommendations. These platforms enable users to organize and monitor income, expenses, savings, and investments in one place, supporting budgeting, goal tracking, real-time insights, and alerts to encourage better financial decisions. For instance, in July 2024, India-based fintech company CRED launched CRED Money, which offers a unified view of balances, transactions, and spending patterns across bank accounts, converting data into actionable insights. Users can analyze spending by merchant or category to better understand their financial behavior. The platform operates on India’s account aggregator (AA) framework, allowing consumers to securely and encryptedly share bank account information between authorized organizations, empowering citizens with control over their data as part of India’s digital public infrastructure.

In August 2023, Sweden-based open banking platform Tink partnered with Ireland’s An Post to provide free money management services to all customers across Ireland. This partnership aims to improve financial well-being by delivering tools for budgeting, expense tracking, and financial insights powered by open banking technology. An Post offers money management solutions that assist users in monitoring spending, setting budgets, and managing finances effectively.

Major companies operating in the money manager budget planner market are SoFi Technologies Inc., Ramsey Solutions LLC, Plum Fintech Ltd., Cleo AI Ltd., ET Money, Albert Corporation, Monese Ltd., Monarch Money Inc., Emma Technologies Ltd., Toshl Inc., SPENDEE a.s., PocketSmith Ltd., BudgetBakers s.r.o., Money Lover, PocketGuard Inc., CountAbout Corporation, The Infinite Kind Ltd., IGG Software Inc., Buxfer Inc., Tiller Money Inc., Lunchbag Labs Inc.

North America was the largest region in the money manager budget planner market in 2025. The regions covered in the money manager budget planner market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the money manager budget planner market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The money manager budget planner market consists of revenues earned by entities by providing services such as expense tracking, income management, bill reminders and payment tracking, and savings goal setting. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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