Strategic Intelligence: Insurance Predictions 2026

In this report, we identify the top 10 themes that will impact the insurance sector in 2026 and beyond, including three mega themes. For each theme, we offer a series of predictions, identify winners and losers, and point you to further reading.

Beyond our mega themes we have seven further themes we think insurers should be paying attention to. Innovation (new product development), ESG, personalization, geopolitics, health and wellness, embedded insurance, and insurtech will all play a significant role in 2026 and beyond.

Report Scope

• Artificial intelligence (AI) is undoubtedly the leading technology trend in the insurance industry. The impact of AI can be felt across the value chain.
• The emergence of agentic AI throughout 2025 has only increased the buzz around AI and its capabilities. Agentic AI’s ability to react to live information and make human-like decisions will accelerate the impact AI has on insurance in 2026 and beyond.
• Cyber insurance is the fastest-growing emerging insurance product, representing both a huge opportunity and a challenge for insurers. For example, a lack of historical data and understanding of pricing premiums makes it difficult for insurers to manage increased demand for this product.

Reasons to Buy

• Benchmark yourself against the rest of the market.
• Ensure you remain competitive as new innovations and insurance models begin to enter the market.
• Identify leaders in the key themes we have chosen