The ‘Slovenia Cards and Payments: Opportunities and Risks to 2030' report provides detailed analysis of market trends in the Slovenian cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, card, credit transfer, and direct debits during the review-period (2021-25e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026f-30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together the analyst’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2026f-30f). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together the analyst’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
The ‘Slovenia Cards and Payments: Opportunities and Risks to 2030' report provides top-level market analysis, information and insights into the Slovenian cards and payments industry, including:
- Current and forecast values for each market in the Slovenian cards and payments industry, including debit, credit and charge cards.
- Detailed insights into payment instruments including cash, card, credit transfer, and direct debits. It also, includes an overview of the country's key alternative payment instruments.
- Ecommerce market analysis.
- Analysis of various market drivers and regulations governing the Slovenian cards and payments industry.
- Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards.
- Comprehensive analysis of consumer attitudes and buying preferences for cards.
- The competitive landscape of the Slovenian cards and payments industry.
Key Highlights
- The introduction of contactless payments for public transportation is expected to increase the adoption of contactless cards. In February 2026, a pilot program was launched on the airport bus route between Ljubljana Jože Pučnik Airport and central Ljubljana, allowing passengers to purchase tickets onboard using contactless debit or credit cards, or mobile wallets. This initiative eliminates the need for cash or pre-purchased tickets. The goal is to make public transportation more accessible and efficient, while aligning Slovenia’s transport infrastructure with the growing preference towards digital payments.
- The payment infrastructure in the country is growing rapidly. This growth was mainly supported by growing POS adoption among merchants. To capitalize its growing adoption, companies are launching tap-to-pay contactless solutions in the country. For instance, in March 2025, Apple introduced Tap-to-Pay on iPhone in nine European countries, including Slovenia. This solution allows merchants to convert their iPhones into POS terminals to accept contactless payments, without the need for any additional hardware or payment terminal.
- To support small businesses and to promote local products, in March 2025, parcel delivery service DPD Slovenia - part of GeoPost which is Europe's parcel delivery network - launched Singular, an online shopping platform. This shopping platform targets SMEs offering products across fashion, handmade crafts, cosmetics, and local food and beverages.
Report Scope
- Card market size in terms of number of cards, value and volume of transactions in Slovenia along with detailed card segmentation of debit, credit and charge cards available in the country.
- Market sizing and analysis of major payment instruments including cash, card, credit transfer, and direct debits.
- Payment market trends and growth for both historical and forecast period
- Competitor analysis with detailed insights into leading card issuers and schemes.
- Comprehensive analysis of consumer attitudes and buying preferences for cards.
- A detailed snapshot of country's key alternative payment brands.
Reasons to Buy
- Make strategic business decisions, using top-level historic and forecast market data, related to the Slovenian cards and payments industry and each market within it.
- Understand the key market trends and growth opportunities in the Slovenian cards and payments industry.
- Assess the competitive dynamics in the Slovenian cards and payments industry.
- Gain insights into marketing strategies used for various card types in Slovenia.
- Gain insights into key regulations governing the Slovenian cards and payments industry.
Table of Contents
1. Executive Summary2. Macroeconomics, Regulation, and Infrastructure
3. Payment Instruments
4. Card-Based Payments
5. Instant Payments
6. Digital Wallet Payments
7. Ecommerce Payments
8. Appendix
List of Tables
- Key facts, 2025
- Payment instrument transaction values (LCU), 2021-2030f
- Payment instrument transaction values ($), 2021-2030f
- Payment instrument transaction volumes (units), 2021-2030f
- Payment cards in circulation by type (units), 2021-2030f
- Volume of payment card transactions (units), 2021-2030f
- Value of payment card transactions (LCU), 2021-2030f
- Value of payment card transactions ($), 2021-2030f
- Debit cards in circulation (units), 2021-2030f
- Debit card transaction volumes, 2021-2030f
- Debit card transaction values (LCU), 2021-2030f
- Debit card transaction values ($), 2021-2030f
- Debit cards in circulation by scheme (units), 2021-25e
- Debit card transaction values by scheme (LCU), 2021-25e
- Debit card transaction values by scheme ($), 2021-25e
- Debit cards in circulation by issuer (units), 2021-25e
- Debit cards transaction value by issuer (LCU), 2021-25e
- Debit cards transaction value by issuer ($), 2021-25e
- Credit and charge cards in circulation (Units), 2021-2030f
- Credit and charge card transaction volumes, 2021-2030f
- Credit and charge card transaction values (units), 2021-2030f
- Credit and charge card transaction values ($), 2021-2030f
- Credit and charge cards in circulation by scheme (units), 2021-25e
- Credit and charge card transaction values by scheme (LCU), 2021-25e
- Credit and charge card transaction values by scheme ($), 2021-25e
- Credit and charge cards in circulation by issuer (units), 2021-25e
- Credit and charge cards transaction value by issuer (LCU), 2021-25e
- Credit and charge cards transaction value by issuer ($), 2021-25e
- Credit card in circulation (units), 2021-2030f
- Credit card transaction volumes, 2021-2030f
- Credit card transaction values (LCU), 2021-2030f
- Credit card transaction values ($), 2021-2030f
- Credit card in circulation by scheme (units), 2021-25e
- Credit card transaction values by scheme (LCU), 2021-25e
- Credit card transaction values by scheme ($), 2021-25e
- Charge card in circulation (units), 2021-2030f
- Charge card transaction volumes, 2021-2030f
- Charge card transaction values (LCU), 2021-2030f
- Charge card transaction values ($), 2021-2030f
- Charge card in circulation by scheme (units), 2021-25e
- Charge card transaction values by scheme (LCU), 2021-25e
- Charge card transaction values by scheme ($), 2021-25e
- Prepaid cards in circulation (units), 2021-2030f
- prepaid card transaction values (LCU), 2021-2030f
- prepaid card transaction values ($), 2021-2030f
- Prepaid card transaction volumes (units), 2021-2030f
- Card penetration per inhabitant
- Average number of monthly card transactions
- POS terminals per 1,000 inhabitants
- Inflation rate
- GDP growth rate
- Unemployment rate
- Average annual wages
- Total population
- Banked population
- Internet penetration
- Mobile phone penetration
- Number of ATMs and ATMs per 1 million inhabitants
- Number of POS terminals and POS terminals per 1 million inhabitants
- Payment istrument transaction volume (paper-based vs electronic payments)
- Payment instruments transaction value
- Payment instruments transaction volume
- Cross-border payment value
- Cross-border payment Volume
- Payment cards number of cards in circulation
- Payment cards card penetration per individual, by card type
- Payment cards value of card transactions
- Payment cards volume of card transactions
- Payments card value physical POS vs. remote
- Payments card volume physical POS vs. remote
- Payments value domestic vs. cross-border
- Payments volume domestic vs. cross-border
- Debit card frequency of payments and average transaction value
- Debit card ATM withdrawals frequency of use and average transaction value
- Debit card schemes transaction value
- Debit card schemes transaction volume
- Debit card schemes market share in terms of transaction value
- Debit card issuers by number of cards
- Debit card issuers by transaction value share
- Credit and charge card frequency of payments and average transaction value
- Credit and charge card ATM withdrawals frequency of use and average transaction value
- Credit and charge card schemes transaction value
- Credit and charge card schemes transaction volume
- Credit and charge card schemes market share in terms of transaction value
- Credit card issuers by number of cards
- Credit card issuers by transaction value
- Pre-paid card schemes transaction value
- Pre-paid card schemes transaction volume
- Pre-paid card schemes number of cards
- Instant payments transaction value and volume
- E-commerce transaction value and ecommerce breakdown by mobile vs. desktop/laptop
Companies Mentioned (Partial List)
A selection of companies mentioned in this report includes, but is not limited to:
- NLB
- Nova KBM
- Intesa Sanpaolo Bank
- OTP Bank
- UniCredit Bank
- Sparkasse
- Delavska Hranilnica
- Gorenjska
- Mastercard
- Visa
- KARANTA
- Diners Club
