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Agricultural insurance is a type of insurance designed to protect farmers and ranchers from financial losses due to natural disasters, such as drought, hail, and floods, as well as other risks, such as fire, disease, and pests. It is a form of risk management that helps farmers and ranchers manage their financial risks and protect their livelihoods. Agricultural insurance can be purchased from private insurers, government-sponsored programs, or a combination of both.
Agricultural insurance policies typically cover a variety of risks, including crop losses, livestock losses, and property damage. Policies may also provide coverage for income losses due to market fluctuations, as well as for additional expenses incurred due to natural disasters.
Some of the companies in the agricultural insurance market include Allianz, AXA, Zurich, Chubb, AIG, and Liberty Mutual. Show Less Read more