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Health Savings Accounts (HSAs) are a type of savings account that allows individuals to save money for medical expenses on a tax-advantaged basis. HSAs are typically offered in conjunction with high-deductible health plans (HDHPs) and are designed to help individuals pay for medical expenses that are not covered by their health insurance. Funds in an HSA can be used to pay for a variety of healthcare services, including doctor visits, prescription drugs, and hospital stays.
HSAs are becoming increasingly popular as a way to save for medical expenses, as they offer a number of advantages over traditional savings accounts. For example, HSAs are tax-advantaged, meaning that contributions to the account are tax-deductible and withdrawals for qualified medical expenses are tax-free. Additionally, HSAs are portable, meaning that they can be used to pay for medical expenses regardless of where the individual is located.
There are a number of companies that offer HSAs, including banks, insurance companies, and investment firms. Examples of these companies include Fidelity, HealthEquity, and HSA Bank. Show Less Read more