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IRA Planning is a type of pension planning that focuses on helping individuals save for retirement. It involves setting up an Individual Retirement Account (IRA) and making contributions to it on a regular basis. The contributions are typically made with pre-tax dollars, allowing the individual to save money on taxes. IRA Planning also involves making decisions about how to invest the money in the account, as well as when to withdraw funds from the account. IRA Planning is an important part of retirement planning, as it allows individuals to save for their future while taking advantage of tax benefits. It is important to work with a qualified financial advisor to ensure that the plan is tailored to the individual's needs and goals. Some companies in the IRA Planning market include Vanguard, Fidelity, Charles Schwab, Edward Jones, and Merrill Lynch. Show Less Read more