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M-Pesa is a mobile money transfer and payment service that enables users to send and receive money, pay bills, and purchase goods and services through their mobile phones. It is a form of mobile commerce (m-commerce) that has revolutionized the way people in developing countries access financial services. M-Pesa has enabled millions of people to access banking services without having to open a bank account. It has also enabled businesses to accept payments from customers without having to use cash.
M-Pesa is used by a variety of companies, including banks, telecom operators, and payment service providers. Banks use M-Pesa to offer their customers mobile banking services, while telecom operators use it to offer mobile money services. Payment service providers use M-Pesa to enable merchants to accept payments from customers.
Some of the companies in the M-Pesa market include Vodafone, Safaricom, Airtel, Equity Bank, and M-Kopa. Show Less Read more