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Peer2Peer (P2P) Insurance is an emerging form of insurance that allows individuals to pool their money together to cover risks. It is a form of mutual insurance, where members of a group share the cost of losses and claims. P2P Insurance is typically offered through online platforms, which allow members to join a risk pool and pay premiums into it. The premiums are then used to cover any losses or claims that arise.
P2P Insurance is an alternative to traditional insurance, as it allows members to have more control over their risk coverage. It also allows members to benefit from the collective risk pool, as they can receive a portion of the premiums back if there are no claims.
Some companies in the P2P Insurance market include Lemonade, Friendsurance, and Inspeer. Show Less Read more