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Pensions are a form of retirement savings that are typically offered by employers as part of an employee's compensation package. They are designed to provide a steady stream of income to retirees after they leave the workforce. Pensions are typically funded by contributions from both the employer and the employee, and the funds are invested in a variety of assets to generate returns. The returns are then used to pay out benefits to retirees. Pensions are typically managed by a third-party administrator, who is responsible for managing the investments and ensuring that the funds are properly allocated.
Pensions are an important part of retirement planning, as they provide a reliable source of income for retirees. They are also a key component of financial security for many individuals, as they provide a guaranteed source of income in retirement.
Some companies in the pension market include Fidelity Investments, Vanguard, TIAA, Prudential Financial, and Charles Schwab. Show Less Read more