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Seller financing is a type of mortgage in which the seller of a property provides financing to the buyer. This type of financing is often used when the buyer is unable to obtain a loan from a traditional lender, such as a bank or credit union. The seller may provide the buyer with a loan, or may agree to accept payments over time from the buyer. The terms of the loan are typically negotiated between the buyer and seller, and may include interest rates, repayment schedules, and other conditions.
Seller financing can be beneficial for both buyers and sellers. For buyers, it can provide access to financing when traditional lenders are not an option. For sellers, it can provide an alternative to traditional methods of selling a property, such as listing it on the open market.
Some companies in the seller financing market include LendingHome, Visio Lending, and Patch of Land. Show Less Read more
