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Third Party Fire and Theft (TPFT) is a type of automotive insurance that covers the policyholder for any damage caused to a third party, as well as any damage caused by fire or theft to the policyholder's own vehicle. It is a more comprehensive form of Third Party Only (TPO) insurance, which only covers the policyholder for damage caused to a third party. TPFT policies may also include additional benefits such as windscreen cover, legal expenses cover, and personal accident cover.
TPFT is a popular choice for drivers who want more comprehensive cover than TPO, but who do not want to pay the higher premiums associated with fully comprehensive insurance. It is also a popular choice for drivers of older vehicles, as the cost of fully comprehensive cover may be more than the value of the vehicle.
Some companies in the TPFT market include Aviva, Admiral, Direct Line, LV=, and Hastings Direct. Show Less Read more