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Consumer Credit is a form of personal finance that allows individuals to borrow money to purchase goods and services. It is typically provided by banks, credit unions, and other financial institutions. Consumers can use credit cards, personal loans, and other forms of credit to purchase items such as cars, furniture, and appliances. Credit can also be used to finance education, travel, and other large purchases.
Consumer Credit is an important part of personal finance, as it allows individuals to purchase items they may not be able to afford with cash. It also helps to build credit history, which can be beneficial when applying for loans or other forms of credit in the future.
Some companies in the Consumer Credit market include American Express, Bank of America, Capital One, Chase, Citibank, Discover, and Wells Fargo. Show Less Read more