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Property insurance is a type of insurance that covers losses and damages to an individual's or business' property. This type of insurance typically covers buildings, contents, and other assets owned by the insured. It also covers the insured against liability for losses or damages caused to third parties. Property insurance can be divided into two main categories: commercial and residential.
Commercial property insurance covers businesses and their assets, such as buildings, equipment, and inventory. It also covers the business against liability for losses or damages caused to third parties. Residential property insurance covers individuals and their assets, such as homes, personal belongings, and vehicles. It also covers the insured against liability for losses or damages caused to third parties.
The property insurance market is highly competitive, with many companies offering a variety of coverage options. Some of the major players in the market include Allstate, State Farm, Farmers, Liberty Mutual, Nationwide, and USAA. Show Less Read more