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A Roth IRA is a type of retirement savings account that allows individuals to save money on a tax-deferred basis. Contributions to a Roth IRA are made with after-tax dollars, meaning that the contributions are not tax-deductible. However, the money in the account grows tax-free and withdrawals are also tax-free. This makes the Roth IRA an attractive option for those looking to save for retirement.
The Roth IRA market is an important part of the pension landscape. It provides individuals with an opportunity to save for retirement in a tax-advantaged way. The Roth IRA also allows individuals to access their retirement savings without penalty before retirement age, making it a flexible option for those who may need to access their funds early.
Some of the companies in the Roth IRA market include Vanguard, Fidelity, Charles Schwab, and TD Ameritrade. Show Less Read more