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The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union (EU) that enables customers to make cashless euro payments to anyone located anywhere in the EU. SEPA is a major step towards the integration of the European payments market, allowing customers to make payments in euros across borders as easily as they do domestically.
SEPA is based on a set of technical and legal standards that allow banks and other payment service providers to process euro payments quickly, securely and cost-effectively. The SEPA market is composed of banks, payment service providers, and other financial institutions that are compliant with the SEPA standards.
Some of the major players in the SEPA market include the European Central Bank, the European Payments Council, the European Banking Federation, and the European Commission. Other companies in the market include banks such as Deutsche Bank, Barclays, and Santander, as well as payment service providers such as PayPal, Worldpay, and Stripe. Show Less Read more